Do we need travel or cancellation insurance for the Grenadines?

John Boullin
Charter Broker, DMA Yachting

We strongly recommend it, and for a Caribbean charter in hurricane season we would not board without it.

The charter fee is largely non-refundable once the contract is signed, so the risk you are covering is a flight failure, illness in the group, or a named storm. Look for a policy that covers the charter fee itself, not just flights and hotels, and buy it when you sign rather than later.

The yacht carries its own liability and the crew are covered by the owner. What insurance protects is your money and your week.